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Program Self-Assessment Test
Is your benefit plan best of class?
Are you doing everything possible to
control
your costs?
Find out by answering these ten
simple questions:
1. Do you understand every factor
that is driving your health plan
costs (pooling
points, trend factors, blend to
manuals, Rx efficacy, catastrophic
claim trend,
brokerage fees, administrative
fees)?
2. Do you have an actively managed
plan that targets disease within
your
population?
3. Do you have a plan that educates
employees on how their lifestyle
choices can
impact their feeling of well being,
as well as the cost of their health
plan? Do you
have reporting that illustrates how
lifestyles are affecting your plan
costs?
4. Do you enroll participants
without paper?
5. Can you produce reports that show
enrollment trends over the past few
years
directly from your own system?
6. Do you have an education plan for
your employees to better understand
cost
issues?
7. Do you file Form 5500 on your
plans annually if you have more than
100
participants?
8. Do you have a wrap plan document
that protects you should you decide
to limit
or eliminate health benefits in the
future?
9. Do you see your broker/consultant
more than once or twice per year?
10. Do you feel listened to and
understood by your
broker/consultant?
If you don't know the answer to any
of these critical questions-or don't
like the
answer you do have-talk to Benefit
Associates. We'll be happy to
discuss ways
you can improve your current plan
without increasing your costs.
Benefit Associates is available for
a no-cost, get-to-know-you, two-hour
consultation to
determine if our services may be a
better solution for you and your
organization.
Contact:
Loretta Hirsch
Benefit Associates
317.218.1516
877.833.5900, ext. 1516
lhirsch@workingwell4you.com
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